I Make The Lending Process Easy!

Complete and submit the Initial Loan Application. Once submitted, your Initial Application will be quickly reviewed, and I will provide you with your private real estate loan options.

Loan Details

  • 12.99% Interest
  • 3 points
  • 9 month term/ Interest only payments
  • 3 month minimum
  • 75% of purchase
  • 100% of Rehab
  •  Max LTV 70% of the After Repair Value
  • Minimum Credit Score 550
  • First Lien position

The Hard Money Rehab Loan Application Process


First, give us a call to tell us about your hard money rehab loan or hard money flip loan needs. We will underwrite the private real estate loan in real time while we are on the phone. Once we agree on terms, we can issue a formal loan quote and a proof of funds letter, if you need one. It’s that simple.


To get the ball rolling on a hard money flip loan or rehab loan, we will need the appropriate documents. After a preliminary approval, we will ask for additional information and documentation, such as:

  • Copies of sales contracts
  • Copy of your driver’s license
  • Detailed breakdown of proposed repairs and draws
  • Copies of property appraisals or inspection reports (if you have any)
  • Addresses of any cross-collateral property (if applicable)


At this point you will pay the valuation fee and set up a time to meet the rehab valuator out at the property for a quick inspection. You will need to present the valuator with your repair budget. The valuation fee is due and required before we initiate the title work and valuation inspection. Once the valuation fee is paid, we will also initiate work with the title company to get all the documents and title work started.


With the property inspection concluded, and the loan and title documents prepared, we can move to close the property. You will be required to submit proof of insurance prior to closing. Once our attorney has signed off on the title companies’ due diligence and documentation, we will fund directly to the closing company.

If you are doing a rehab or fix and flip project, you may need builder’s risk insurance. The borrower bears responsibility for all closing and insurance costs.


You must sell or refinance property within the pre-determined term of your hard money rehab loan to ensure that the hard money flip loan lender receives a full payoff of the loan. With proper planning and execution, you should leave the project with a nice profit. If you’re interested in other private real estate loans, such as additional hard money rehab or flip loans, you can use your pre-approval in the future—no need to re-apply!

That summarizes everything it takes to get your hard money private real estate loans from Hard Money Partner. Fill out our online form above or give us a call today if you have any questions about hard money rehab loans and hard money flip loans. We can usually close within 24 hours of the title companies completed process.